Charlestown Pricing and Senior Living Costs

90% Refundable Entrance Fee*

When you decide to make the move to Charlestown, you’ll pay a onetime Refundable Entrance Fee. Should you leave the community, 90% will be returned to you or your beneficiaries.

Monthly Service Package

Just one check each month covers almost all of your daily expenses, including:

  • All utilities
  • Heating and air-conditioning
  • Meal plan at our on-site restaurants
  • Maintenance and home repairs
  • Fitness center and pool
  • Regularly scheduled transportation
  • 24-hour security and emergency response
  • Professional landscaping
  • Property taxes
  • Wi-Fi, phone, and cable TV

Pricing

Floor Plan Style

Deluxe Studio

90% Refundable Entrance Fee*:
$137,000–$175,000

Monthly Service Package:
$2,590

View Floor Plans ›

Large 1 Bedroom

90% Refundable Entrance Fee*:
$201,000–$272,000

Monthly Service Package:
$2,980

View Floor Plans ›

1 Bedroom With Den

90% Refundable Entrance Fee*:
$318,000–$333,000

Monthly Service Package:
$3,522

View Floor Plans ›

2 Bedroom, 1 Bath

90% Refundable Entrance Fee*:
$324,000–$385,000

Monthly Service Package:
$3,522

View Floor Plans ›

2 Bedroom, 2 Bath

90% Refundable Entrance Fee*:
$414,000–$674,000

Monthly Service Package:
$3,811–$4,582

View Floor Plans ›

Luxury 2 Bedroom, 2 Bath With Sunroom and/or Den

90% Refundable Entrance Fee*:
$592,000–$880,000

Monthly Service Package:
$4,320–$5,100

View Floor Plans ›

Floor Plan Style90% Refundable
Entrance Fee*		Monthly Service
Package
Deluxe Studio$137,000–$175,000$2,590
Large 1 Bedroom$201,000–$272,000$2,980
1 Bedroom With Den$318,000–$333,000$3,522
2 Bedroom, 1 Bath$324,000–$385,000$3,522
2 Bedroom, 2 Bath$414,000–$674,000$3,811–$4,582
Luxury 2 Bedroom, 2 Bath With Sunroom and/or Den$592,000–$880,000$4,320–$5,100
See pricing for assisted living and other continuing care units. Second person Monthly Service Fee—$1,269 per month. Pricing provided is for reference only. Please ask for pricing details and availability. The Monthly Service Packages are typically adjusted annually by the not-for-profit board of directors in relation to operating costs. The fee schedule will change on January 1, 2027.
*Carefully read the Residence and Care Agreement for the conditions that must be satisfied before the Provider is required to pay the Entrance Fee Refund.

Pricing With Floor Plans

View a sampling of the many different floor plan styles for each price range.

Your Home For Life*

No one ever expects to run out of money, but sometimes unforeseen issues arise that can quickly deplete your hard-earned savings and put you at risk. Here at Charlestown, we’ve planned for life’s uncertainties and are prepared to assist eligible residents who outlive their resources. No one will be asked to leave our community because of a genuine inability to pay.

*Details and conditions are outlined in our Residence and Care Agreement, which we will be pleased to share with you.

Take the Next Step!

Pricing varies based on the specific floor plan you choose. Schedule your visit (virtual or in-person) to find out which homes are currently available and take a tour.

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Pricing: Frequently Asked Questions

We're dedicated to supporting residents who experience unexpected financial difficulty. We maintain a resident fund designed specifically to assist eligible residents. Independent living residents will never be asked to leave the community because of a genuine inability to pay.

This onetime entrance fee for our senior housing is 90% refundable to you or your beneficiaries should you leave the community. You can also access this money to pay for qualified continuing care health services. We put our promises in writing. Please ask to see our Residence and Care Agreement. (Carefully read the Residence and Care Agreement for the conditions that must be satisfied before the Provider is required to pay the Entrance Fee Refund.)

The Monthly Service Package includes most of your regular expenses like utilities, property taxes, standard maintenance, and even select meals.

The Monthly Service Package is typically adjusted annually to reflect labor, food, and energy costs. Any adjustments must first be approved by the not-for-profit board of directors.

Charlestown in Catonsville, Maryland, includes a onetime entrance fee and a Monthly Service Package. The entrance fee varies based on the residence style and floor plan selected and is 90% refundable. The Monthly Service Package covers utilities, maintenance and home repairs, dining, transportation, and access to amenities, services, and community programs.

A continuing care retirement community like Charlestown in Catonsville, Maryland, can support long-term financial planning by providing a more predictable approach to future living expenses. All services, amenities, and community offerings are included within the Monthly Service Package, helping simplify budgeting. Residents also benefit from a largely Refundable Entrance Fee—90% refundable as outlined in the Residence and Care Agreement—offering added financial confidence for the future.